Your Njangi,
Reimagined.
Join, save, and collect with your trusted circle — fully digital, fully secure.
10k+
Active members
2B+
FCFA circulated
100%
Secure
How it works
Saving together in three simple steps
The trusted njangi tradition, made effortless and transparent.
Create or Join a Group
Start your own njangi circle or join an existing one with people you trust.
Contribute Each Cycle
Make your scheduled contribution securely from your phone, on time, every cycle.
Collect When It's Your Turn
Receive the full pooled amount directly when the rotation reaches you.
Features
Everything your circle needs
Powerful tools that bring trust, clarity, and convenience to group savings.
Smart Cycle Management
Automated rotation scheduling keeps every cycle on track. Always know whose turn is next and when.
Secure Payments
Bank-grade encryption protects every transaction. Your contributions are safe from start to payout.
Group Transparency
Everyone sees the same ledger in real time. No hidden balances, no confusion, total trust.
Automated Reminders
Never miss a contribution again. Smart notifications nudge members before each due date.
Multi-currency Support
Save in FCFA, USD, EUR and more. Perfect for circles spread across borders and the diaspora.
Dispute Resolution
Built-in tools settle disagreements fairly. A clear record keeps your circle harmonious.
App preview
Built for your circle.
A clean, intuitive interface that makes managing your njangi a joy.
Our story
A centuries-old tradition, reborn for the modern African.
For generations, the njangi has been the heartbeat of community saving across Cameroon — neighbours pooling resources, taking turns, and lifting one another up. e-Njangi carries that spirit into the digital age: the same trust and togetherness, now with the security, transparency, and convenience of a modern fintech app. We are on a mission to make rotating savings accessible to every African, wherever life takes them.
e-Njangi is proudly a product of Xensiq — building technology that empowers African communities.
FAQ
Frequently asked questions
Everything you need to know about saving with e-Njangi.
A njangi is a traditional Cameroonian rotating savings group. Members contribute a fixed amount each cycle, and one member collects the entire pool in turn until everyone has received a payout. It is a trusted way communities save and access lump sums together.
Absolutely. Every transaction is protected with bank-grade encryption, and funds are held securely. A transparent, shared ledger means every member can verify contributions and payouts in real time.
Groups are flexible. You can run a small circle of 3 close friends or a larger group of dozens of members. You set the contribution amount, cycle frequency, and rotation order that works for your circle.
e-Njangi supports FCFA as well as major international currencies including USD and EUR, making it ideal for circles that include members in the diaspora.
Creating and joining a group is free. A small, transparent service fee may apply to certain transactions to keep the platform secure and running — always shown clearly before you confirm.